Multi-Trip Annual Policy saves time and money if you make multiple/frequent international visits. Covers upto 30/45/60/90 days stay in a single trip with no restrictions on frequency of going abroad. You can go out of India multiple times but Single Trip is covered upto specified days on your policy.
Annual multi-trip travel insurance, as name suggests, it covers you for a full calendar year from the date the policy starts. You're covered for as many trips as you can do. but every single trip usually be limited to approved days per trip.
Depending on your company and level of cover, there will be a limit* on how long each individual trip can be insured. Options available are 30 days, 45 Days, 60 days, 90 days and 180 days. ( Beyond specified days that perticular trips remaining days will be Un-insured. )
Coverages are almost similar to those of Individual Travel Insurance policy. Limits varies with premium and plans.
Frequent travellers like businessman, senior officials and travellers doing 3 or more trips a year . It usually work out cheaper and avoid circumstances when you forgot to take insurance before leaving country.
Travellers can choose an annual multi-trip travel insurance policy if they are between the ages of 18 years to 70 years. However the eligibility differs for certain countries. For example, Schengen countries allow a multi-trip travel only for travellers up to 50 years of age.
