This insurance caters specific needs to the age group of people above 50/55/60 years, with different companies.
Most of the leading insurance companies in India offer travel insurance for senior citizens, BUT WITH FEW RESTRICTIONS, CAPPINGS AND LESSER ADD-ON COVERAGES.
Restrictions starts at different age with different companies/plans, mostly from 61 years of age but few plans have it from 51/56 years too. Many company gives options for Waiver of Sub-Limits/conditions by paying additional premium but not all companies.
Don't forgot to DISCLOSE any Pre Existing Diseases ( PED) if any and get it mentioned on your policy.
Choose a plan that covers pre-existing illnesses. Some plans do not cover pre-existing conditions at all that may be life-threatening, while others offer limited coverage for them.
Claims arising out of non- disclosed and non-declared pre-existing medical conditions will not be covered.
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